Car insurance does not only cover what is mandatory by law (PIP/PD). Your policy may also cover your expenses in the event of vehicle damage or injuries to other drivers, passengers or pedestrians.

Homeowner insurance policies offer coverages for damage caused by fire, windstorm, lightning strike, vandalism, theft, hail among others. In addition to the property coverage your policy can include liability to protect bodily injury and property damage sustained by others for which you or covered residents of your household are legally responsible.

Types of policies:

- Condominium

- Homeowners

- Renters

- Personal Umbrellas 

- Flood Insurance

Boat insurance policies are designated to protect you in the event of a loss or damage to your boat. It covers most watercraft, motors, trailers and personal property. Liability may also be add it.

Business insurance protects businesses from losses after events that may occur during the normal course of business. There are many types of insurance for businesses to protect your company and your employees.

Types of policies:

Business Owner Policy (BOP)

Property Insurance

General Liability Insurance

Commercial Auto Insurance

Workers Compensation

Error and Omission Policy

Commercial Umbrellas Policy

Garage Liability

Event or Party Insurance.

Life insurance provide financial protection to surviving dependents after the death of an insured. I call it the peace of mind. With a life insurance you can help your love ones to cover debts (Ex: house, car), funeral cost, children education and normal living expenses, in the event of an unexpected death.

Types of policies:

Term Life Insurance

Permanent Life Insurance.

Motorcycle insurance is a very inexpensive policy that provides you financial protection in the event of an accident, loss, theft or damage to your motorcycle. These policies may include liability coverage to protect you financially if you cause an accident or harm to a person or their property.